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How Much Do You Need to Make to Buy a Home in Your State?

by Mary Gilbert

It’s no mystery that cost of living varies drastically depending on where you live, so a new study by GOBankingRates set out to find out what minimum salary you would need to make in order to buy a median-priced home in each of the 50 states, and Washington, D.C.

States in the Midwest came out on top as most affordable, requiring the smallest salaries in order to buy a median-priced home. States with large metropolitan areas saw a bump in the average salary needed to buy with California, Washington, D.C., and Hawaii edging out all others with the highest salaries required.

Below is a map with the full results of the study:

GoBankingRates gave this advice to anyone considering a home purchase,

“Before you buy a home, it’s important to find out if you can afford the monthly mortgage payment. To do this, some financial experts recommend your housing costs — primarily your mortgage payments — shouldn’t consume more than 30 percent of your monthly income.”

As we recently reported, research from Zillow shows that historically, Americans had spent 21% of their income on owning a median-priced home. The latest data from the fourth quarter of 2017 shows that the percentage of income needed today is only 15.7%!

Bottom Line
If you are considering buying a home, whether it’s your first time or your fifth time, let’s get together to evaluate your ability to do so in today’s market! 541.371.5500 or sold@marygilbert.com. 

By: KCM Crew

Roseburg OR Real Estate For Sale
200 Madera Lane, Roseburg, OR  97471

Welcome to Madera Ridge! Check out the newest residential neighborhood in Melrose! Just west of Roseburg, this 10 lot subdivision is nestled at the end of a quiet rural street with pastoral and valley views! Lot 9 is situated on 1.35 acres. Protective covenants allow for 1,950 sqft and greater site built homes and allow for accessory buildings. Underground utilities to each lot!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

Roseburg OR Real Estate For Sale
0 Maple Avenue, Sutherlin, OR  97479

Residential development opportunity in the City of Sutherlin – Investors, this ones for you! RH zoning allows for development of 12,000 sqft residential lots! City water and sewer nearby. Gently sloping south facing acreage with scenic views over the city of Sutherlin and across the valley. Located in a developing area in the beautiful Umpqua Valley with proximity to I-5, the Oregon Coast, the Cascades, wineries and recreation! Hartley Park nearby. Come take a look today!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

Roseburg OR Real Estate For Sale
1395 N Old Pacific Highway, Myrtle Creek, OR 97457

 

Welcome home to 1395 N Old Pacific Highway, a one level ranch with mountain and valley views! Three bedrooms, 2 full baths, new vinyl windows, and a wood burning fireplace. RV parking, two large sheds for all your storage needs, fencing and a large back deck for BBQ’s and enjoying the views and a seasonal pond. Come take a look at this Myrtle Creek OR home before its gone!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

April 19, 2018

Join us from 6:00 PM to 8:00 PM at the Roseburg Country Club for a reception to celebrate the beginning of what is on course to be one of our finest competition seasons…so far.  We will showcase six award-winning wines from this year’s wine competition. Each wine will be paired with a unique food pairing.  Space is limited to 50 couples.

Cost: $45 per person

RSVP at the winery.

Event Website

Courtesy of The Mary Gilbert Group

Photo Credit: theoregonwineexperience.com

157 W Bodie Street: Gorgeous Ranch in Desirable Westside Location!

by Mary Gilbert

Roseburg OR Real Estate For Sale
157 W Bodie Street, Roseburg, OR  97471

This gorgeous one level ranch home in a desirable Westside location is just waiting for you to call it home! 157 W Bodie Street is perfectly situated on a quiet street in an established neighborhood within walking distance to Fullerton IV Elementary School. You are sure to appreciate the recent improvements and quality amenities including hardwood flooring, newer carpeting, two updated bathrooms, crown moldings, neutral paint, and modern fixtures and lighting spreading across a floor plan that is perfect for entertaining guests and family enjoyment. The spacious living room is illuminated with natural light through a large picture window and warmed by a gas fireplace. Stainless steel gas appliances, a new tile backsplash and an abundance of cabinet space highlight this cheerful kitchen. A large laundry room with pantry takes care of all your storage needs. A master suite ready to relax and pamper you is outfitted with double walk in closets, a dual vanity, soaking tub and tiled, walk in shower. There is a great space off the master that would be perfect for a den, office or use as the fourth bedroom. Two additional bedrooms with plentiful closet space and plush carpeting share a full hall bath. The lovely front yard with beautiful tree canopy for summer shade, a covered patio and fenced yard create exceptional outdoor living, plus there is private river access. An attached 1 car garage with storage plus RV parking provides plenty of space for all your vehicles, tools and toys. Pack your bags and come on over, we are sure you will want to stay!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

Roseburg OR Real Estate For Sale
137 Aster Street, Winchester, OR  97495

Searching for a spacious, move in ready one level home in a great neighborhood? Then have we got the property for you! Pride of ownership is beyond evident in this updated Winchester OR home in desirable Saddle Butte Estates. Three generously sized bedrooms, marble and granite counters in the baths, easy care laminate textured floors, built ins, recessed lighting, a newer roof with 50-year transferable warranty and an attached 2 car garage are just a few of the many amenities 137 Aster Street offers! A welcoming foyer with durable tile floors invites you in. To your left, large windows illuminate the living room with natural light! Formal gatherings will be a delight in this dining room. Soaring high ceilings, Corian counters, double ovens, 2 pantries, a center island and breakfast bar create a kitchen sure to inspire the chef in the family! Sip your morning coffee and enjoy peaceful backyard views from the many windows surrounding the breakfast nook. The high ceilings continue into the cozy family room with a toasty wood burning stove and sliding doors to the rear porch.  Escape to your private master suite where vaulted ceilings, plush carpeting, porch access, abundant closet space, a dual vanity, soaking tub and separate shower wait to pamper and relax you. Two secondary bedrooms and a full bath are perfect for privacy and a growing family. A great laundry room and plenty of closet space fulfills all your storage needs. Beautiful mature landscaping, raised garden beds, new fencing and a large rear porch create the perfect outdoor oasis. One lucky buyer gets to call this house their home – that could be you!  

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

US Housing Market Still In ‘Buy Territory’!

by Mary Gilbert

According to the Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, the U.S. housing market has continued to move deeper into buy territory, supporting the belief that housing markets across the country remain a sound investment.

The BH&J Index is a quarterly report that attempts to answer the question:

In today’s housing market, is it better to rent or buy a home?

The index examines the entire US housing market and then isolates 23 major cities for comparison. The researchers “measure the relationship between purchasing property and building wealth through a buildup in equity versus renting a comparable property and investing in a portfolio of stocks and bonds.” 

While 13 of the 23 metropolitan markets examined moved further into buy territory, markets like Dallas, Denver, and Houston are currently deep into rent territory. Due to a lack of inventory, the home prices in these areas have increased by 6.7%6.3%, and 5.3%  respectively from a year ago.

According to Eli Beracha, Ph.D., Co-Creator of the index, home prices will begin to return to more normal levels.

Our data indicates that prices are above their 40-year trend but not significantly so as they were in 2007. Rather than a crash, I anticipate slower growth in prices accompanied by longer marketing times for sellers and increasing inventories, which should bring prices back in conjunction with their 40-year trend.”

Bottom Line

The majority of the country is strongly in buy territory. Buying a home makes sense socially and financially, as rents are predicted to increase substantially in the next year. Protect yourself from rising rents by locking in your housing cost with a mortgage payment now. 

Let the expert's at the Mary Gilbert Group assist you with all your real estate needs! 541.371.5500  or sold@marygilbert.com. 

By: KCM Crew

What Should You Look for In Your Real Estate Team?

by Mary Gilbert

How do you select the members of your team who are going to help make your dream of owning a home a reality? What should you be looking for? How do you know if you’ve found the right agent or lender?

The most important characteristic that you should be looking for in your agent is someone who is going to take the time to really educate you on the choices available to you and your ability to buy in today’s market.

As the financial guru Dave Ramsey advises:

“When getting help with money, whether it’s insurance, real estate or investments, you should always look for someone with the heart of a teacher, not the heart of a salesman.”

Do your research. Ask your friends and family for recommendations of professionals they’ve worked with in the past and have had good experiences with.

Look for members of your team who will be honest and trustworthy; after all, you will be trusting them to help you make one of the biggest financial decisions of your life.

Whether this is your first or fifth time buying a home, you want to make sure that you have an agent who is going to have the tough conversations with you, not just the easy ones. If your offer isn’t accepted by the seller, or they think that there may be something wrong with the home that you’ve fallen in love with, you would rather know what they think than make a costly mistake.

According to the Home Buyer and Seller Generational Trends Report:

Buyers from all generations primarily wanted their agent’s help to find the right home to purchase. Buyers were also looking for help to negotiate the terms of sale and to help with price negotiations.” Additionally,“Help understanding the purchase process was most beneficial to buyers 37 years and younger at 75 percent.”

Look for someone to invest in your family’s future with you. You want an agent who isn’t focused on the transaction but is instead focused on helping you understand the process while helping you find your dream home.

Bottom Line

In this world of Google searches, where it seems like all the answers are just a mouse-click away, you need an agent who is going to educate you and share the information that you need to know before you even know you need it.

Let the expert's at the Mary Gilbert Group assist you with all your real estate needs! 541.371.5500  or sold@marygilbert.com. 

By: KCM Crew

Roseburg OR Real Estate For Sale
​280 Littlebrook Lane, Roseburg, OR  97471

A flowing, open floor plan highlights this one owner home in the 55+ gated Springbrook community.  Three spacious bedrooms, 2 full baths, high ceilings, neutral colors, recessed lighting and an attached 2 car garage are just a few of the many desirable features offered at 280 Littlebrook Lane. The sun filled living room features vaulted ceilings and a cozy fireplace creating the perfect space for family and entertaining guests. Opening to the kitchen, the chef in the family will appreciate the abundant cabinet and counter space, center island, pantry, and white appliances. The master bedroom is a sweet retreat with a walk in closet and private bath with dual vanity. The two secondary bedrooms and a full bath are on the opposite side of the home providing privacy for all. Enjoy the low maintenance yard and lovely view of the water feature from your back deck. Pack your bags and come take a look, we are sure you will want to stay! Buyer must be pre-approved with park prior to any offer.

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

Displaying blog entries 1-10 of 639

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Contact Information

Photo of Mary Gilbert Real Estate
Mary Gilbert
Keller Williams Realty Umpqua Valley
2365 NW Kline Street, Suite 201
Roseburg OR 97471
541-371-5500
Fax: 541-371-5501

© Keller Williams Realty, Inc. is a real estate franchise company. Each Keller Williams office is independently owned and operated. Keller Williams Realty, Inc. is an Equal Opportunity Employer and supports the Fair Housing Act.