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Exploring Roseburg Oregon: Challenge of Champions Bull Riding

by Mary Gilbert

Saturday, January 20, 2018
7:30 PM to 11:00 PM

Watch fearless bull riders try to stay on the best bucking bulls for eight seconds. Plus, enjoy rodeo clowns while they avoid the bulls for seventy seconds!

Check it out at the Douglas County Fairgrounds!

For more information call - 360-967-2337

Doors open at 6:30 PM

Admission: $14 advance/$17 at the door, Kids 5 and under are FREE!

Event Website

Courtesy of Mary Gilbert, Roseburg Properties Group

Wondering If You Can Buy Your First Home?

by Mary Gilbert

There are many people sitting on the sidelines trying to decide if they should purchase a home or sign a rental lease. Some might wonder if it makes sense to purchase a house before they are married and have a family, others might think they are too young, and still, others might think their current income would never enable them to qualify for a mortgage.

We want to share what the typical first-time homebuyer actually looks like based on the National Association of REALTORS most recent Profile of Home Buyers & Sellers. Here are some interesting revelations on the first-time buyer:

Wondering If You Can Buy Your First Home? | MyKCM

Bottom Line

You may not be much different than many people who have already purchased their first homes. Let’s meet to determine if your dream home is within your grasp. 541.371.5500 or sold@marygilbert.com. 

By: KCM Crew

Roseburg OR Real Estate For Sale
354 Champagne Creek Drive, Roseburg, OR  97471

Prepare yourself to be blown away by this picturesque property located in desirable Champagne Creek Estates. This one of a kind, Prairie style home has everything you could ever want and more... Quarter sawn full dimension oak hardwood floors, handmade reclaimed 1884 brick work, handmade custom trim with black walnut accents, Kolbe aluminum clad wood casement windows, high ceilings, a gourmet kitchen, handicap accessibility on the main level and 3 zone heating/air all creating a luxurious feeling of warmth in this stunning oasis. With its floor to ceiling antique brick fireplace and abundant natural light pouring in through the skylights and wall of windows, the spacious living room will no doubt be the heart of the home. It opens to a gourmet, sun-filled kitchen that is a feast for the eyes. Soap stone counters, rift sawn oak cabinets with soft close and heavy duty hardware, 48” Wolf rang with grill and pantry area make this a room where cooking will be a joy, plus glass doors leading to a garden area with raised beds for all your fresh fruits and veggies! Delight in the blissful atmosphere of the convenient main level master suite featuring a tray ceiling, gleaming hardwood floors, and a spa bath with double walk in shower, large soaking tub, dual black walnut vanities and built in wardrobes. Two generously sized secondary bedrooms offer privacy, room for guests or a growing family, plush carpets and an abundance of closet space.  Stay organized in the spacious laundry room with a built in dog wash area. Even with all the amazing features found in this home, there is so much to enjoy outside too! A gated entry, extensive landscaping with a Japanese maple theme, raised garden beds, sprinkler system, large covered patios with exposed aggregate concrete, plus seasonal creek frontage on Champagne Creek with water rights. Custom red cedar shingles, cedar trim and a 50 year plus roof add to the many desirable features. The perfect space for all your tools, toys and hobbies exists in the 1200 sqft shop that is fully insulated and sheet rocked with a half bath, wired 240/120 for welder and wood stove ready. A refreshing way of life focused around comfort, beauty and privacy, this is a property to cherish for a lifetime - it will exceed all your expectations!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

Thinking of Selling? Now is the Perfect Time

by Mary Gilbert

It is common knowledge that a great number of homes sell during the spring-buying season. For that reason, many homeowners hold off on putting their homes on the market until then. The question is whether or not that will be a good strategy this year.

The other listings that do come out in the spring will represent increased competition to any seller. Do a greater number of homes actually come to the market in the spring as compared to the rest of the year? The National Association of Realtors (NAR) recently revealed the months in which most people listed their homes for sale in 2017. Here is a graphic showing the results:

Thinking of Selling? Now is the Perfect Time | MyKCM

The three months in the second quarter of the year (represented in red) are consistently the most popular months for sellers to list their homes on the market. Last year, the number of homes available for sale in January was 1,680,000.

That number spiked to 1,970,000 by May!

What does this mean to you?

With the national job situation improving, and mortgage interest rates projected to rise later in the year, buyers are not waiting until the spring; they are out looking for homes right now. If you are looking to sell this year, waiting until the spring to list your home means you will have the greatest competition amongst buyers.

Bottom Line

It may make sense to beat the rush of housing inventory that will enter the market in the spring and list your home today. Let's get together and discuss your options! 541.371.5500 or sold@marygilbert.com. 

By: KCM Crew

Exploring Roseburg Oregon: Play in the Snow at Diamond Lake

by Mary Gilbert

Diamond Lake has the ideal snowy setting for all your favorite winter recreation activities. Whether you’re snowboarding, cross country skiing or tubing the hillside, there are plenty of fun things to do at Diamond Lake!

For more information call (541) 793-3333 or visit their website at www.diamondlake.net.

LOCATION:
Diamond Lake Resort
350 Resort Dr.
Diamond Lake, OR

DIRECTIONS

Courtesy of Mary Gilbert, Roseburg Properties Group

Roseburg OR Real Estate For Sale
0 Garden Valley, Roseburg, OR  97471

 

Build your new home on this 5+ acre lot in the heart of the Umpqua Valley! Standard septic approval and Umpqua Basin Water is available. Conveniently located just outside of town. Enjoy nearby fishing on the pristine waters of the Umpqua Rivers, lakes, golfing, wineries, hiking and more! Endless possibilities await in beautiful Roseburg OR!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

FICO® Scores on Approved Home Loans Drop Again

by Mary Gilbert
FICO® Scores on Approved Home Loans Drop Again | MyKCM

According to Ellie Mae’s latest Origination Report, the average FICO® Score on all closed loans dropped to 722 which is its lowest mark since April. The average includes all approved refinance and purchase loans.

FHA and VA loans showed the most opportunity for millennials looking to enter the market with low down payments and even lower FICO® Score requirements.

Ellie Mae’s Millennial Tracker revealed that those who purchased homes in December with an FHA Loan were able to do so with an average down payment of 4% and a FICO® Score of only 684.

Joe Tyrell, EVP of Corporate Strategy at Ellie Mae commented on the opportunity this brings to buyers,

“With the average credit score dipping, lenders are extending credit to borrowers who may have had no previous access to the housing market.”

Bottom Line

More and more potential buyers are able to qualify for a mortgage loan now! If you are debating a home purchase, let’s get together and evaluate your ability to buy today! 541.371.5500 or sold@marygilbert.com. 

By: KCM Crew

712,000 Homes in the US Regained Equity in the Past 12 Months!

by Mary Gilbert
712,000 Homes in the US Regained Equity in the Past 12 Months! | MyKCM

CoreLogic’s latest Equity Report revealed that “over the past 12 months, 712,000 borrowers moved into positive equity.” This is great news, as the share of homeowners with negative equity (those who owe more than their home is worth), has dropped more than 20% since the peak in Q4 of 2009 (26%) to 4.9% today.

The report also revealed:

  • The average homeowner gained approximately $14,900 in equity during the past year.
  • Compared to Q3 2016, negative equity decreased 22% from 3.2 million homes, or 6.3% of all mortgaged properties.
  • U.S. homeowners with mortgages (roughly 63% of all homeownershave seen their equity increase by a total of $870.6 billion since Q3 2016, an increase of 11.8%, year-over-year.

The map below shows the percentage of homes by state with a mortgage and positive equity. (The states in gray have insufficient data to report.)

712,000 Homes in the US Regained Equity in the Past 12 Months! | MyKCM

Significant Equity Is on The Rise

Frank Nothaft, Chief Economist at CoreLogic, believes this is great news for the “housing market.” He went on to say:

“Homeowner equity increased by almost $871 billion over the last 12 months, the largest increase in more than three years. This increase is primarily a reflection of rising home prices, which drives up home values, leading to an increase in home equity positions and supporting consumer spending.”

Of the 95.1% of homeowners with positive equity in the U.S., 82.9% have significant equity (defined as more than 20%). This means that more than three out of four homeowners with a mortgage could use the equity in their current home to purchase a new home now.

The map below shows the percentage of homes by state with a mortgage and significant equity.

712,000 Homes in the US Regained Equity in the Past 12 Months! | MyKCM

Bottom Line

If you are one of the many homeowners who are unsure of how much equity you have in your home and are curious about your ability to move, let’s meet up to evaluate your situation. Roseburg Properties Group - 541.371.5500 or sold@marygilbert.com. 

By: KCM Crew 

Roseburg OR Real Estate For Sale
640 Tranquil Lane, Roseburg, OR  97471

Start living your Oregon dream while enjoying the impressive valley and Umpqua River views from almost every angle of this stunning lodge style home! 640 Tranquil Lane is highlighted with gorgeous Brazilian cherry flooring, vaulted ceilings, oversized windows, neutral colors, recessed lighting, a laundry room with sink, guest quarters, and did we mention those views?! Soaring high ceilings with abundant windows illuminate the great room with natural light. A river rock stone fireplace helps create an atmosphere for a laidback lifestyle. An elegant dining space with a large picture window flows to the eat in kitchen. Tiled countertops and a backsplash, a full appliance package, plentiful cabinet space and an eating bar into the vaulted family room with surrounding views highlight this lovely space. High ceilings, plush carpeting, a walk in closet, dual vanity, and a tiled walk in shower create a sweet retreat in the main level master suite. A grand staircase leads you to the open balcony above the great room where you will find a loft space that would be a peaceful niche for reading. Upstairs there are three generously sized bedrooms and 2 bathrooms that will accommodate a growing family or provide plenty of room for a home office or gym. Need space for guests extended stays or your in-laws, the private entrance quarters provides just that with a kitchen and vaulted living space. Expansive patios and decking overlooks a private acre of land creating the outdoor entertaining space you have been dreaming of, plus there are 108 acres of common ground with a pond offering use for riding and hiking!  Offering so many special elements, you will want to make this Roseburg OR home your own!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

Exploring Roseburg Oregon: Low Impact Fitness

by Mary Gilbert

Tuesday, January 9, 2018 @ 9:00 AM - 9:45 AM

Repeats on Tuesdays and Thursdays until May 24, 2018

Boys & Girls Clubs of America
1144 NE Cedar St
Roseburg, OR 97470
541-440-9505

$1.00

Event Website

This fun program offers older adults an opportunity to socialize while enjoying a light exercise routine. Participants will warm-up with some stretching, followed by low-impact exercise. Class will close with stretching and a cool down period.  Participants should wear loose, comfortable clothing and good walking shoes / sneakers.  Fee: $1.00 per class on a drop-in basis. No time commitments or pre-registration, just come when you can! Co-sponsored by the City of Roseburg Parks & Recreation and ATRIO Health Plans.

Courtesy of Mary Gilbert, Roseburg Properties Group

Displaying blog entries 1-10 of 607

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Contact Information

Photo of Mary Gilbert Real Estate
Mary Gilbert
Keller Williams Realty Umpqua Valley
2365 NW Kline Street, Suite 201
Roseburg OR 97471
541-371-5500
Fax: 541-371-5501

© Keller Williams Realty, Inc. is a real estate franchise company. Each Keller Williams office is independently owned and operated. Keller Williams Realty, Inc. is an Equal Opportunity Employer and supports the Fair Housing Act.