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739 Pebble Creek St: Luxurious Brand New Fairway Ridge Home!

by Mary Gilbert

Roseburg OR Real Estate For Sale
739 Pebble Creek St, Sutherlin, OR  97479

Luxury and comfort meet in this brand new home! Located in an area of new homes and situated on a premium oversized lot with spectacular views, this property is sure to impress! The Alderwood plan at this Fairway Ridge home offers the finest in one level living with 3 bedrooms, 2 baths, high ceilings, wood floors and an effortlessly flowing floor plan. Entertain in style in the spacious great room with access to the covered patio and backyard. An eating bar, gas appliances and an abundance of cabinetry highlight this stunning kitchen. Plush carpeting, a walk in closet and private bath create a soothing master suite. Two secondary bedrooms, a shared full bath and large laundry room complete the interior of this wonderful home. Outside, you will appreciate plenty of parking, an attached 2 car garage and room to garden in your spacious yard. Do not miss your opportunity to live in desirable Fairway Ridge!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

Roseburg OR Real Estate For Sale
791 Pebble Creek St, Sutherlin, OR  97479

Be the first to live in this brand new Fairway Ridge home with views to the valley! The Sunrise plan features a spacious one level with 3 bedrooms and 2 full baths, high ceilings and an open concept perfect for entertaining! Granite counters, custom cabinets and gas appliances make this beautiful kitchen a chef’s delight! An eating bar opens to the great room for excellent family function! With access to the patio and backyard from the living spaces, it will be a breeze to take the entertaining right outside. Retreat to your private master with a walk in closet and bath with dual vanity. A spacious yard with room for gardening, plenty of parking and an attached 2 car garage add to the many desirable features. Appreciate the nearby golfing, fishing and recreation. 791 Pebble Creek St has it all – come take a look!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

Exploring Roseburg Oregon: Roseburg Beer Week

by Mary Gilbert

July 21 - July 28

What is Roseburg Beer Week?  It is a celebration of local craft beer culture and its continuing growth in Roseburg and the Land of Umpqua.  Roseburg Beer Week kicks off on Saturday, July 21 with the Hammer-N-Ales Brew Fest and continues with a variety of events through next Saturday, July 28, 2018.

  • Tap Takeovers
  • Special Brew Releases
  • Home Brew Demonstrations & Competition
  • Brew Pub Events
  • Beer & Food Pairings
  • Live Music & Entertainment
  • Beer Culture, Education, and History

For more information and event schedule visit www.brewburg.com/rbw

Courtesy of The Mary Gilbert Group

Photo Credit: visitroseburg.com

806 Sand Pines Ave: Spacious Single Level Fairway Ridge Home!

by Mary Gilbert

Roseburg OR Real Estate For Sale
806 Sand Pines Ave, Lot 3, Sutherlin, OR  97479

Act now and choose the interior and exterior colors of this brand new Fairway Ridge home! Comfort and luxury meet in the “Carousel” floor plan of this spacious single level 3 bedroom, 2 bath ranch!  High ceilings create an appealing atmosphere for everyday living while impressing your guests. The gorgeous kitchen is a delicious combination of glistening granite, gas appliances and an eating bar open to the dining and great room! The perfect flow for entertaining and family function. Relax after a long day in the soothing master suite with a walk in closet and private bath. Two generously sized secondary bedrooms offer plush carpeting and abundant closet space, plus a shared full bath. Built ins and durable tile floors highlight the laundry room. Enjoy grilling and chilling on the patio overlooking the backyard. An attached 2 car garage provides plenty of vehicle and equipment storage. Views to Knolls Estates and the golf course add a special touch to 806 Sand Pines Ave!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

430 Backwater Loop: Beautiful Home in Gated Fairway Estates!

by Mary Gilbert

Roseburg OR Real Estate For Sale
430 Backwater Loop, Sutherlin, OR  97479

Welcome home to 430 Backwater Loop, a beautiful one level home in the gated community of Fairway Estates on Oak Hills Golf Resort. This move-in ready home has been meticulously updated for style, function and peace of mind. Desirable features include gorgeous red oak hardwood floors, hand textured walls, soaring ceilings, recessed lighting, modern fixtures, neutral colors, laundry closet, plus an attached two car garage ...just to name a few!  Entertaining will be a delight in this spacious and open layout with an inviting great room offering a double sided gas fireplace, vaulted ceilings, and an abundance of natural light. Enjoy formal dinners in the connecting dining area. A stylish kitchen with granite counters, eating bar, center island and stainless steel appliances makes meal prep a breeze. Vaulted ceilings, large closet, and luxury bath with walk in shower and double granite vanity highlight the soothing master suite. Two generously sized secondary bedrooms with plush carpeting and plentiful closet space share a full bathroom. Bonus room upstairs could be a 4th bedroom or great use as an office or play room. The sunny outdoor space in the fenced yard with a large patio is perfect for cookouts and parties. Offering sophistication, elegance and comfortable everyday living, this home has it all!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

Summer Remedies From Your Pantry!

by Mary Gilbert

A day in the sun is over, and you notice that the white straps on your bathing suit have turned an ugly light brown or orange color, stained by the sunscreen we all need.  You might have just what you need to remove those stains in your cleaning supplies, and many remedies for Summer maladies can be found in your kitchen and bathroom.  Save some money with these home remedies! 

 

  • - Powdered cleansers that contain oxalic acid, like Bar Keeper’s Friend, are perfect for sunscreen-stained swimsuits and clothing.  Wet the stain, apply the cleanser, and let it sit for a few minutes.  The stain may take some rubbing, or reapplication, but it usually comes out and your suit isn’t ruined! 

  • - Bee stings are a common ailment, especially for those who like to be barefoot.  In the case of a minor allergic reaction, such as pain, itching and swelling, apply an ice pack for several minutes.  If the symptoms return, reapply the ice.  

  • - Baking soda has a long list of uses, and add “soothing heat rash” to that list.  Add one cup of baking soda to a tepid bath, and soak for at least twenty minutes.  The alkalinity of the soda will help dry the affected areas. 

  • - Spending a lot of time at the beach may inevitably mean getting too close to a jellyfish.  White vinegar poured on the wound will dissolve the stingers that the jellyfish leaves on the skin, allowing the pain to subside.  Fill a small spray bottle with vinegar and add it to your beach bag, just in case. 

  • - Your hair can suffer from hot wind, sun, and chlorine in swimming pools.  Rehydrate it with a coconut oil treatment!  Apply it from root to ends, wrap your hair in a warm towel, and allow to soak in for a half hour.  Wash it with your regular shampoo to remove the excess oil. 

  • - Mosquitos, biting flies, and fleas are the most common insect bites in the summer.  Dab bites with peppermint oil to cool the skin and reduce the itch. Do not apply to a bite that’s been scratched red nor to broken skin--the result will not be cooling at all! 

  • - Many gardeners and hikers come across poison ivy in spite of the “leaves of three, let it be” mantra.  An oatmeal bath will soothe itchy, irritated skin:  pulse one cup of oats in a blender or food processor until they’re ground, and add it directly to a warm bath. 

 

Use common sense with any side effects from bites, stings, or any other skin issue:  if the problem persists, by all means seek medical attention.  Don’t let your warm weather fun turn into a recuperating period!  Summertime ailments don’t always require a trip to the drug store, so look in your pantry for items you need in a pinch, and enjoy your time in the sun! 

 

Contact the experts on The Mary Gilbert Group for all your Real Estate needs! 541.371.5500 or sold@marygilbert.com. 

 

Photo credit: Readers Digest

Roseburg OR Real Estate For Sale
2615 NW Loma Vista Drive, Roseburg, OR  97471

Welcome home to 2615 NW Loma Vista Drive, a beautiful 4 bedroom contemporary in desirable Hucrest! A flowing floor plan highlighted by vaulted ceilings, hardwood floors, recessed lighting, neutral colors, and an abundance of oversized windows providing tons of natural light is sure to impress! Comfortable everyday living awaits in the great room with its soaring high ceilings and cozy gas fireplace. Opening to the dining room and kitchen for easy entertaining and family function! A full appliance package, tons of cabinet and counter space, a pantry and eating bar make meal prep a breeze. Kick back and relax with a good book in the sunroom. Escape to the main floor master suite with a private bath and walk in closet. Two additional bedrooms on the main floor and one upstairs provides privacy and space for a growing family or guests. Stay organized in the large laundry room with sink and cabinetry. A rear deck, stamped concrete walkways, raised garden beds, low maintenance landscaping, RV parking and an attached 2 car garage add to the many desirable features offered here. Don't miss the opportunity to retreat from the hustle and bustle of everyday life, simply by coming home!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

Exploring Roseburg Oregon: Lavender Festival and Farm Tour

by Mary Gilbert

Friday, July 13, Saturday, July 14 & Sunday, July 15

Join us for a 3-day festival celebrating lavender!  The farm will be open and we will oil distillation demonstrations, wreath & wand making classes, lavender U-pick, artisan booths, gift shop, food, plus more!  Entrance is FREE!

Hours: Friday and Saturday - 10:00 AM to 6:00 PM, Sunday - 9:00 AM to 4:00 PM

Growing Miracles Lavender Garden
508 Lower Garden Valley Rd.
Roseburg, OR

Event Website

Courtesy of The Mary Gilbert Group

Photo Credit: growingmiracleslavendergarden.com

1145 Park Hill Lane: Spacious Six Bedroom Home in Sutherlin OR!

by Mary Gilbert

Roseburg OR Real Estate For Sale
1145 Park Hill Lane, Sutherlin, OR  97479

Looking for a home with tons of space, inside and out, for your growing family? 1145 Park Hill Lane just might be what you are searching for! A welcoming open floor plan, 6 bedrooms, 2.5 bathrooms with updated tiled showers, hardwood floors, and tons of windows filling the space with natural light highlight this spacious home on a large 0.75 acre lot within close proximity to I-5!  The comfortable living room features a wood stove and plenty of room to entertain or kick back and relax. The sun filled kitchen makes meal prep a breeze with an abundance of cabinet and counter space and a cooking island. Enjoy your morning coffee in the cozy eat in area then head out to the newer deck for some fresh air! Replaced last year, this huge deck is perfect for grillin and chillin! 6 generously sized bedrooms can accommodate your growing family and long term guests – so much space for everyone! Enjoy the variety of fruit trees while the kids and pets play in the fenced yard. There are two wells on the property, one for the home and one for the yard. Will be annexed into the city for city services and development potential. Come take a look!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

4 Mortgage Programs For Homebuyers

by Mary Gilbert

Whether you’re thinking about buying your first home or you’ve been contemplating an upgrade, you probably already know that there are several different kinds of home mortgages, some that seem pretty much alike at face value. FHA, VA, USDA — what does it all mean?! We’re about to take all the stress out of choosing the mortgage that’s right for you and your family (even if that family is just you and Spot the cat).

Mortgage Basics in a Nutshell

There are a few different elements of a mortgage that are important to understand before we move forward in this process. You already know stuff like interest rates and what your payment and interest payments are, but there are other things that might not be quite so well settled in your mind. Most homeowners have questions about the following mortgage related definitions:

Loan features. When you get a mortgage, it often has other stuff that comes with it. After all, this isn’t the same as borrowing money from your mom, banks have fancy lawyers who make sure they earn their keep. You may notice features like “assumability” and “prepayment penalty” listed on your initial loan form.

Assumable loans are loans that you can literally transfer to another person when they buy your house. This is useful when interest rates are climbing, sometimes people will pay more for a lower interest rate mortgage they can take over.

Prepayment penalties are very bad and you don’t want this. Basically, you’re punished for paying your loan off early. Typically, they’re part of subprime lending, but you never know when one might pop up elsewhere. Since “prepayment” includes the payoff from selling your home, there’s no winning with this one.

Mortgage insurance. There’s been a lot of talk about mortgage insurance, both for better and worse. To put it simply, mortgage insurance makes it possible for you to bring a downpayment as little as about three percent to closing with FHA or conventional type mortgages. It’s a type of insurance that you pay for in case you were to default on the loan. If you do, the insurance company pays out your coverage to your bank, reducing the amount you may be responsible for if the house can’t bring enough at the foreclosure sale to cover your remaining note.

Down payment. Down payments are your initial investment in your home. Many times, home buyers are surprised to see that they have to bring both closing costs and a down payment, having assumed the two were the same. The down payment goes to the bank as proof of your commitment. We’ll get to closing costs.

Closing costs. Closing costs are the bane of buyers everywhere. They can seriously mount as things like appraisals, title insurance, fees to the bank (separate from your down payment) and prepaid items like taxes and homeowner’s insurance add up. Some programs will allow you to ask the seller to pay these on your behalf, but the amount you can ask for is limited to a percentage of the sales price and based on the program you’re using. For many homeowners, closing costs will be similar in price to their down payment, which is where the confusion typically starts.

Pick Your Poison: The Four Basic Home Mortgage Types

Understand that these are not the only mortgages out there, but they are the ones that you’re most likely to use in order to buy a home. Each has its own set of benefits and drawbacks, which we’ll discuss briefly.

Conventional Conforming

If you’ve heard of Sallie Mae or Freddie Mac, you know the family of conventional loans. These loans are written by a wide range of banks, from your hometown locally owned to the fanciest mortgage broker. “Conforming” loans meet Sallie and Freddie’s high requirements, including maximum sales price.

Pros: Generally, you’ll get a better deal on mortgage insurance that automatically drops off (meaning you no longer have to pay it) once your home reaches a 78 percent loan to value ratio. Also, you’ll pay less in closing costs and your debt to income ratio can be somewhat flexible as long as look really good on paper.

Cons: These are generally the hardest loans to qualify for. Even though there are now three to five percent down payment options, your credit score will need to be around 700 (better is better) and your other ducks should be lined up nice and straight. Consistent employment, savings that can be designated as “reserve funds” and few to no scabs on your credit report are helpful.

Federal Housing Authority

The FHA started insuring loans after the Great Depression as a way of helping people get back into owned property. It basically created the 30 year fixed interest mortgage and continues to carefully oversee which homes can and cannot be purchased in its name.

Pros: Good option for first time buyers because of low down payment and credit requirements. FHA will accept “soft” credit lines for people who haven’t established credit yet or have very little, so keep that utility bill paid on time. The program allows up to six percent of your closing costs to be financed into your loan, as “seller paid items,” which can help reduce the actual cash you need to close.

Cons: FHA requires a lot more in closing costs because of the additional upfront mortgage insurance deposit. In addition, if you have less than a 10 percent down payment, under the current programs you’ll be forced to keep paying mortgage insurance for the life of the loan, giving you no options but to refinance or sell down the line if you want rid of it (it’s costly, you want rid of it). Not every banker wants to deal with FHA loans because they can be time consuming to write, so you may have to shop a bit to find a good bank.

Veterans Administration

As part of the benefits that active military members and veterans receive from the government, VA loans are built on a merit-based system. Career military and those honorably discharged early are generally eligible, but short-term members or Reserves may have to meet additional requirements. Anyone who can get this loan will need to bring a Certificate of Eligibility in order to get the ball rolling with an approved lender.

Pros: Favorable interest rates, extremely flexible guidelines and absolutely nothing required as a downpayment (often little to nothing required at closing!) There’s no mortgage insurance, just a one time “funding fee” that varies with your service type, downpayment and times you’ve used your Eligibility.

Cons: Really, there aren’t any. You can’t get this if you’re not military, though, so that could be a con if you really wanted this most excellent loan type.

US Department of Agriculture

In rural areas, the US Department of Agriculture will offer mortgage lending as a way of helping to keep the local economy flowing. Homes don’t have to be on an acreage, but they do need to be located in communities with under 35,000 inhabitants.

Pros: Like VA, USDA are fairly easy to qualify for as the buyer. They can also be zero down loans, though the more you can bring to closing the better. Payment assistance and other types of help are sometimes available for very low income borrowers.

Cons: The house you’re buying will undergo significant scrutiny in order to be approved for the program. In all loan programs, your house has to qualify, but the hurdles USDA puts in front of the building are much larger than most other programs. This is good for you, because it means you’re getting a great house, but it makes the process take a lot longer and can be scary for sellers. In addition, there’s a cap on income for potential borrowers.

If you are ready to start the home buying process, contact the expert's on The Mary Gilbert Group! 541.371.5500 or sold@marygilbert.com. 

By: home.homekeepr.com

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Contact Information

Photo of Mary Gilbert Real Estate
Mary Gilbert
Keller Williams Realty Umpqua Valley
2365 NW Kline Street, Suite 201
Roseburg OR 97471
541-371-5500
Fax: 541-371-5501

© Keller Williams Realty, Inc. is a real estate franchise company. Each Keller Williams office is independently owned and operated. Keller Williams Realty, Inc. is an Equal Opportunity Employer and supports the Fair Housing Act.