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Exploring Roseburg Oregon: Elephant Elves

by Mary Gilbert

Join Wildlife Safari’s Elephants as they celebrate the holidays by hosting a Christmas extravaganza in the elephant barn! The elephant artists paint a wooden ornament that visitors can then complete and take home. You will have an opportunity to get up close and personal with these beautiful creatures, pet their trunks, and get an elephant selfie.  Santa and Mrs. Claus will be there too!  Enjoy coffee, hot cocoa, and cookies which will be served inside the Elephant Elves’ own art shop, which will be offering one-of-a-kind gifts for the pachyderm lover in your life! 

Friday, December 14, 2018 - 12:00 pm to 3:00 pm
Saturday, December 15, 2018 - 12:00 pm to 3:00 pm

Wildlife Safari
1790 Safari Road
Winston, OR 97496

For more information call (541) 679-6761

Courtesy of The Mary Gilbert Group

Photo Credit:

Rates for home loans tumbled for a third week, offering a glimmer of hope for would-be buyers.

The 30-year fixed-rate mortgage averaged 4.63% in the Dec. 13 week, down 12 basis points and touching its lowest since September, mortgage liquidity provider Freddie Mac said Thursday.

The 15-year fixed-rate mortgage averaged 4.07%, down from 4.21%. The 5-year Treasury-indexed hybrid adjustable-rate mortgage averaged 4.04%, down three basis points.

Mortgage rates track the 10-year U.S. Treasury, although they usually move more slowly. Investors have snatched up the perceived safety of bonds as geopolitical fears have rattled markets and deeper concerns about growth have hammered stocks. Bond yields fall as their prices rise.

The benchmark 30-year-fixed has now remained steady or declined in each of the past five weeks, and there are signs that prospective buyers are keeping a careful eye on it. Home loan purchase applications jumped 1.6% in the latest week, the Mortgage Bankers Association said Wednesday.

Meanwhile, the rate reprieve isn’t the only tailwind for the housing market. Anecdotal evidence from home builders and real estate agents suggest that some of this autumn’s slump may have been buyers holding their breath before the midterm elections. The question now is whether the market will thaw with the spring selling season.

In Washington, an equally weighty question moved a few steps closer to being answered this week. The White House on Tuesday announced it was nominating Mark Calabria, currently the chief economist to Vice President Mike Pence, as the next head of the Federal Housing Finance Agency, the regulator for Freddie and its counterpart Fannie Mae. Mel Watt, who currently runs FHFA, is due to step down January 6.

Calabria has been publicly quite critical of many deep-rooted aspects of the current housing finance system, not just the immediate limbo that Fannie and Freddie are in. “Our politicians have long been more interested in expanding ever cheaper credit than in promoting economic and financial stability,” he said in a 2016 essay that argued against securitization, the process of pooling many fixed-income streams together and selling portions of that new asset to investors.

Washington analysts largely believe that Calabria will likely tone down his more controversial views in order to be confirmed by Congress, and that he won’t upset the current system too much once in office.

“Dr. Calabria has a libertarian bent and has been an outspoken critic of the GSEs, but he will be implementing the administration’s agenda, not his own, so concerns that his nomination will be a negative for the housing market may be overdone,” KBW analysts said.

In fact, many housing observers think there’s plenty of room for consensus on some aspects of the current housing finance system, if not the big-picture end game. There’s widespread unease with the optics of extending government support to finance the purchase of million-dollar homes, and for cash-out mortgage refinances.

Still, as the KBW analysts also noted, housing finance reform hasn’t been a Congressional priority in the ten years that Fannie and Freddie have languished in conservatorship, and that’s not likely to suddenly change.

The Mary Gilbert Group can help you find your dream home! 541.371.5500 or

By:, Andrea Riquier 

Your Need to Know Guide to Buying an Older Home

by Mary Gilbert

For a lot of homebuyers, buying their dream home means choosing an older structure that has passed the test of time. These grand places have an undeniable charm about them, with classic styling that can be adapted to nearly any taste. Older homes can be incredible places to live and love, but no home is perfect. The history of your older home may include skeletons in the upstairs bedroom closet.


Five Amazing Reasons to Choose an Older Home

Buyers who are into the details are going to love owning an older home. Not only do you get all those little bits of period hardware, real wood floors and intricate trim work, your home has a real history that you can trace should you be so interested. Older homes can become a real love story really fast.


There are a lot of reasons to choose an older home, here are five to get you started:


The neighborhood is established. You may not be giving any thought to this particular item right now, but when you’re living with the sound of bulldozers, skid loaders and other heavy equipment nearby as they add even more streets to a newer neighborhood, you might wish you had gone another way. Established neighborhoods don’t give you a lot of room to move, but you also know exactly what to expect day to day.


Mature landscaping! Even if you’re not a gardener, you can appreciate that 50 or 80 year old shade tree that protects your house like a giant leafy umbrella. If past owners put in plants, you may also have bought into a hedge or foundation plantings that will give you lots of green without lots of effort.


High ceilings. Although the types of ceiling treatments that are in modern homes rarely pop up in older homes, you may find high ceilings in older homes (this will depend on how old of a house you’re looking for). Before air conditioning, those high ceilings helped keep occupants cooler in the summer. Today they give you a more spacious atmosphere and more room for vertical storage.


Lots of natural light. One of the best features of many older homes is the sheer number of windows that have been installed. So many windows means so much more light inside your home. When you’re buying a glass house, though, make sure that those windows have been replaced or brace for high winter energy bills.


You become part of the story. Older homes tell the story of the lives of past owners, in small and large ways. Every owner left a mark somewhere in that place, just like you will. For example, you may decide you’re not so fond of the carpets, instead choosing to recover the wood floor underneath. Your fingerprint was just added to the collection.


Owning an older home can be a home ownership dream come true. But don’t fall headfirst yet. Read on so you know when to walk away.


Five Reasons to Reconsider That Older Home

Although older homes can be charming and even decadent with the details, there’s a lot more to them than history and natural light. Every house is the result of its cumulative care over its lifetime. The longer the house has been around, the more care (or neglect) it receives. Even so, there are many reasons to be wary when it comes to buying an older home.


Vital systems may not be to code. When that house was built in 1940, there weren’t really building codes to adhere to. In fact, that house might have come from a catalog and was shipped in pieces for a homeowner to build like a giant Lego set. The fact that it’s still standing is probably a good sign, but you’ll want to have a very thorough home inspection before you get your hopes up too high.


Owners adding defects when trying to repair things. Homeowners regularly make repairs without the proper permits or inspections, leaving you to wonder how good the work really went. Whether the repair was made in the 60s or last week, discovering that a closet light was wired using lamp wire is a terrifying discovery that should leave you wondering what other “repairs” are hiding behind the wall, in the attic and under the floor.


So many windows means thermal leakage. All that natural light is awesome, until it gets cold or hot — then you’ve suddenly got a major issue with thermal leakage. Even the best weather seal isn’t much on a single pane window when compared to modern engineered double and triple paned windows with Low-E coatings. If you like a drafty house, by all means go for it. If not, at least look for a place with upgraded windows.


Add-ons should get the side eye. Above we discussed how each owner touches a house in a unique way. One of those ways is to add more square footage. There are good add-ons that flow seamlessly from the original structure to the new part without it being obvious. Then there are the others. Does this place have something that’s akin to a shanty attached to the back side and called a bedroom? Run away.


Infestations. Another gift former owners may leave you is pest infestations. From bats to cockroaches and mice, older homes are accidental havens for all sorts of creatures. Along with a termite inspection, you definitely want to have a pest control expert out to look for signs of other things that you’d probably rather not be sharing your home with.


Living in a remodeling zone is not a party. Some people gravitate toward older homes because they believe this will save them a lot of money. There’s certainly a chance of that, but market forces are finicky, so you definitely want to talk to some pros before putting the numbers together. Even if you do find that you’re sitting on a gold mine, consider what this is going to do to your life and family. Living in a construction zone means that you never get away from the destruction and that you’re potentially dumping a lot of money into upgrades and fixing old “repairs.”


Is an Older Home Right for You and Your Budget?

It’s one thing to dream a little dream and yet another to turn that dream into a reality that may have unforeseen results. This is why it’s really important to talk to your Realtor and other home pros before making an offer on an older home.


If you are thinking about purchasing a home, let The Mary Gilbert Group help! 541.371.5500 or 


By: Homekeepr 

Keeping Your Packages Safe

by Mary Gilbert

With online shopping having become so popular, this time of year brings stories on the news about package thieves, as well as new gadgets to help deter someone from walking away with packages delivered while someone isn’t home.  There are several options w
e have that can help keep our deliveries secure, as well as help from online retailers.   


  • - Talk to neighbors that may be home during the days you’re expecting a package, and ask them to be on the lookout for a delivery to your home so they can hold it for you or stash it somewhere out of sight. 

  • - There are simple ways to hide an unattended package: have a large plant to hide boxes behind, or use a lockbox at your doorstep, with key instructions for the carrier in your delivery details. 

  • - Most large retailers will give you a “ship to store” option, and all you have to do is pick it up at the Customer Service desk.   

  • - If your package is coming via USPS, there are several ways to divert package delivery, as well as ask a carrier to leave it somewhere out of sight. 

  • - When you place your order, if you know you’re going to be at work, make sure your boss doesn’t mind if you have your items delivered to your workplace, and use that address for shipping. 

  • - Your local pack-and-ship store will receive deliveries for you for a fee.  

  • - Installing a visible security camera at your front door can deter some thieves, and some cameras come with motion-sensor options to set off a siren or other alert if someone gets too close to your front door. 

  • - Amazon is offering several delivery options:  Amazon LockerKey Smart Lock KitKey In-Car Delivery, and Hub by Amazon. 

  • - UPS offers My Choice to customize your deliveries. For FedEx deliveries, go to their Delivery Manager, create and account, and manage your deliveries. 


The best way to prevent “package Grinches” from stealing your deliveries is to be proactive.  Use text message and email alerts, as well as specific delivery company smartphone apps to notify you when a package is left at your door.  


Contact the experts on The Mary Gilbert Group for all your Real Estate needs! 541.371.5500 or 


Photo credit:

Roseburg OR Real Estate For Sale
381 Sue Ellen Lane, Roseburg, OR  97470

Designed to enjoy the amazing privacy and breathtaking views, this custom craftsman home is perfectly tucked away on 20+ acres with a combination of elegant formal rooms and flowing open spaces! Stepping through the front door is a truly exciting experience…soaring high ceilings, glowing wood floors, a two story foyer and living room, a gourmet kitchen and walls of windows inviting the outside in! Entertaining family and friends will be a joy with everyone able to gather in this spacious living room.  Hardwood floors, two stories of windows and an open balcony above are just a few of the elements that create this alluring space. Imagine cozy nights by the fireplace and al fresco dining and relaxation via the sliding doors to the covered deck and expansive patios. Glistening granite, stainless steel appliances, a tile backsplash, an abundance of beautiful cabinetry and a breakfast bar open to the casual dining nook create a kitchen sure to inspire the chef in your family! Delight in hosting dinner parties in the sophisticated formal dining room lit by a dazzling modern light fixture. Retreat to the comforts of this gorgeous main floor master suite! Vaulted ceilings, plush carpeting, a walk in closet and luxurious bath with dual vanity, soaking tub and tiled walk in shower wait to relax and pamper you. An additional bedroom on the first floor is great for guests, an office or den. Heading upstairs you will find an open loft area with so many possible uses… playroom, exercise, crafts! Two secondary bedrooms with charming window seats, abundant closet space and a Jack and Jill bathroom are perfect for a growing family. If you have been looking for an exceptional outdoor living space, your search ends here! Covered porches, large patios, a hot tub, and fire pit all to appreciate while you take in the mountain and valley views, plus the abundant wildlife sure to pay a visit! A fenced garden area, shed, shop pad, attached 2 car garage and RV parking add to the many desirable features. A refreshing way of life focused around comfort, beauty and privacy, 381 Sue Ellen Lane is a rare find and one you do not want to miss!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

Exploring Roseburg Oregon: The Jazz Kings: Ring Those Bells

by Mary Gilbert

Monday, December 10, 2018 - 7:30-9:30 PM

Come celebrate with The Jazz Kings to poems such as Longfellow’s “I Heard the Bells on Christmas Day” and traditional carol sing-a-longs that bring cheerful tones that express the warmth of the holiday season.

Jacoby Auditorium at Umpqua Community College
1140 Umpqua College Road
Roseburg, OR

Event Website

Purchase Tickets

Courtesy of The Mary Gilbert Group

Photo Credit:

7 Tips to Make Your Relocation Easier

by Mary Gilbert

You just found out that you’re being relocated by your job, or maybe you were offered a job that was too good to be true in another state. Either way, you’ve got a big move ahead of you and there’s a lot to think about before you even start. Moving far away from home can ultimately be a hugely positive experience, even if it is a bit of a hectic process.


You can do this, though. Roll up your sleeves, grab a box and get to it.


There’s Plenty to Consider When Relocating

Your big move is a big deal, don’t think it’s not. You’re going to need all the help you can get, so before you do anything else, contact a Realtor with a relocation specialty in the city where you’ll be landing. You’re going to need someone who knows the lay of the land and can help you find the kind of home you really need, as well as helping you arrange financing and ensuring that everything closes on schedule.


Of course, housing is only a small part of a bigger relocation picture. It’s a stressful time for man and beast alike, but these seven tips will help you survive the experience:


#1. Have plenty of money available. Of course, you know you’ll have to pay something for housing and put down a deposit to turn on the utilities at your new place, but there are often additional expenses that you might not be thinking about right now. For example, will you need help with childcare while you’re packing? Is it likely that you’ll need to stop on the trip to spend the night in a hotel?


Plan for your expenses, then add as much as you can to the pool. The more money you have to work with, the less you can stress if an emergency were to occur.

On this same note, be sure to ask your employer how any moving or signing bonuses will be handled. If you’re counting on that money to make the move possible, you could be in a sad state if your company waits until after you’ve started the job to pay this bonus out.


#2. Get everybody on the same page. Moving to a new place can give the average person plenty of room to let their imagination run wild. It’s important that you and your family get on the same page with respect to the details of your move and stay focused on it.

Have a family meeting, or a chat over dinner, and write down what everybody hopes to get out of the move. Then have a sober discussion about how many of those things are realistic.

Once all of that is knocked out, draw up a plan and give everyone a copy of it so there are no misunderstandings. This can be a time when emotions run high and exhaustion makes people do or say things they might not otherwise, having a neutral document to refer back to during arguments can help cooler heads prevail.


#3. Prepare kids for stressors. Even the most hardy of children is likely to have some kind of serious emotional reaction to moving from your current home. When they’re old enough to understand that you’re also moving far, far from their hometown it can get downright ugly.

Your child is going to understandably need to mourn the loss of their friends and nearby family members. But you can make moving easier for children of every age by trying to maintain some kind of routine during the run-up to moving day and maintain it as best you can until everyone is settled in.


#4. Give yourself twice as much time as you think it’ll take for pre-moving tasks. If you’re not planning on hiring a mover, or even if you’re doing your own packing to help the cost of the move, it’s important that you give yourself plenty of time. Decluttering, especially, can be difficult when you’re trying to figure out just what will fit on the moving truck. Depending on how quickly you have to get to your new job, you can get help from charities with thrift stores by asking them to pick up your used, but clean, furniture, excess dishes and pans and even fun bric-a-brac to save you trips back and forth. Plan your time and stick to the plan.


#5. Visit your family doctor one more time. Having a final visit with your doctor gives you an opportunity to discuss anything that has been problematic for you, as well as getting your medicine refilled so you’ll not run out before you find a new PCP. This is a great time to ask about getting copies of your records, too! Make sure to do the same for your children and pets.


#6. Stop by the shop. While you’re getting your own check up, don’t forget about the vehicle or vehicles that you’re taking with you. Drop in at your local mechanic, the one you use for everything and trust to do the job right, and have them inspect and repair anything that looks like it needs to be addressed. Ask if you need new tires, spark plugs or a tune-up. There’s nothing as stressful as getting into a car that’s fully packed and full of kids or pets only to discover that your car has a bunch of symbols on the dash lit up that were never lit up before.


#7. Keep your eye on the prize. Preparing for a move when you have to do it all in one go can be amazingly stressful on body and soul, which is why it’s ultra important that you remember the why of all of it. You’re moving for a better opportunity, good schools, a chance to use your degree for once — whatever your reason, it’s yours and it’ll help if you keep that front and center.


Thinking about relocating to the Roseburg, OR area? Let The Mary Gilbert Group get you here! 541.371.5500 or


By: Homekeepr

175 Doe Road: Country Living on 5 Acres with Gorgeous Views!

by Mary Gilbert

Roseburg OR Real Estate For Sale
175 Doe Road, Glide, OR  97443

Private country living on 5 acres with gorgeous views – welcome home to 175 Doe Road! The stylish and functional kitchen will likely be a favorite gathering place. A large island with breakfast bar provides seating for casual dining while the granite counters, stainless steel appliances and abundance of beautiful cabinetry enhance the aesthetic of this space. Gorgeous Madrone wood floors extend to the dining room where you will marvel at the mountain views through the window, or step outside the French doors to the large covered deck on pleasant days to enjoy some outdoor time. Enjoy movie nights in the spacious living room as you cozy up to the wood stove.  The effortlessly flowing floor plan makes family function and entertaining guests a delight. Escape to the calming allure of the first-floor master bedroom with plush carpeting, a walk in closet, large windows and a private bath with tiled, walk in shower. Two secondary bedrooms provide plentiful closet space and share a full bath with deep jetted tub and durable tile flooring. A fenced in section of the yard is perfect for the pets to safely play, plus a detached shed to store all your tools and equipment. There is so much to love at this magical property in Glide OR – you just have to come take a look!

Mary Gilbert, Licensed Realtor in Oregon has distinguished herself as a leader in the Roseburg OR real estate market. Mary assists buyers looking for Roseburg OR real estate for sale and aggressively markets Roseburg OR homes for sale. 

Mary, Licensed Realtor in Oregon brings with her a keen eye for the details of buying or selling a Roseburg OR home and seemingly boundless determination and energy, which is why her clients benefit from her unique brand of real estate service. Rooted in Tradition, Focused on the Future –Mary Gilbert of Keller Williams Realty Umpqua Valley will help make the most of your Roseburg OR real estate experience. Give her a call today, 541-371-5500, and discover the difference she can make during your family's move.

Your Step-By-Step Guide to Mortgage Pre-Approval

by Mary Gilbert

If you find yourself sitting in a strange hallway, waiting for a stranger in a suit to size you up and decide if you’re worthy as your palms sweat and your breath gets just a little bit harder to push out, you might be waiting for your appointment for your mortgage pre-approval. You’re one step closer to owning your own home, but this one is a doozy.


Let’s talk mortgage pre-approval step-by-step.


Step One: Mortgage Pre-Qualification Versus Pre-Approval

You probably already have a pre-qualification letter saying that you can probably buy a house in a particular price range, so why isn’t this enough? A lot of homebuyers find this part of the process confusing, and frankly, it can be. Your pre-qualification was probably done over the phone or on your first meeting with your lender. They asked you a bunch of questions about your income, your job and maybe even pulled a “soft” credit report to get some idea about your debts.


Based on this information, they gave you the details on the kinds of programs you’re eligible for and how much you can expect in buying power. You probably got a letter that you could show your Realtor to help guide the buying process. The difference between the pre-qualification and the pre-approval is simple: a pre-qualification is based largely on your word. If you give the lender incorrect information, they’ll give you a pre-qualification letter that’s not right.


A pre-approval, on the other hand, takes a harder look at your background, work history and requires a full credit report and FICO score to ensure that you can, in fact, pay back a note.


Step Two: Documentation

Your next meetup with the nice banker is going to be to deliver documents, provide consent to pull a full credit report and, if you’ve already found one, give them the information on the home you’ve put under contract (in some areas your Realtor can do this last bit for you).


Documentation you’ll be asked to bring will include pay stubs, bank statements and tax returns, along with other information that may be needed to verify your income source or sources. Self-employed people, for example, are sometimes required to prepare profit and loss statements (or just pony up more tax returns). If you have assets like a 401(k) or even a CD, you’ll want to bring the details on these, too.


Step Three: The Loan Estimate Form

You’re going to get a copy of something called the Loan Estimate Form, probably at the same meeting where your lender pulls that full credit report and takes all your papers away. This form explains exactly how much they expect you’ll need to bring to closing, along with itemized estimated fees to plan for at closing. If you’re shopping your loan, collect these and compare them side by side before you make your final choice.


But don’t spend too much time crunching the numbers. Just like your contract (and the National Association of Realtors) says, “Time is of the Essence.”


Step Four: Acceptance

Once you’ve had a few minutes to review the paperwork and you’ve made your final pass through the numbers, all that’s left is to call the lender you’ve chosen and let them know you need that pre-approval letter faxed over to your Realtor.


Understand that a pre-approval is not a guarantee that you’re going to get the money you need to close. Several things can go wrong along the way through underwriting, including, but not limited to:


– Unverifiable income (this is often due to issues with overtime)
– A change to your credit score.
– An increase in your debt to income ratio
– An undocumented change in employment
– Assets that are unverifiable


The best plan is be totally honest with your lender when you get your pre-approval so that you don’t get a last minute call telling you that your loan has been denied (this actually happens, so pay everything on time and don’t take out new credit lines or add to old ones until you’ve got the keys in your hand).


When is the Best Time to Make an Offer?

Ideally, you should have a pre-approval letter in hand before you so much as set foot into the first house you’re considering for purchase. After all, the seller isn’t going to think you’re all that serious without one, nor will they be keen to want to negotiate under these circumstances.


Help your banker help you get the best deal on the house of your dreams, save everybody a lot of headaches and get that pre-approval first. Knowing how much your closing costs are going to be will also help your Realtor write your contract accordingly if they should need to be wrapped into your mortgage.


Basically, that document is the key to everything. So, no pressure.


Let The Mary Gilbert Group help you through the home-buying process! 541.371.5500 or 


By: Homekeepr

Real Estate Disclosures and You

by Mary Gilbert defines the term disclosure as “...the buyer’s opportunity to learn as much as they can about the property and the seller’s experience in it.”  In most states, this simply means that the seller must let the buyer know about problems that they are aware of.  Whether you’re selling or buying a house, disclosing issues with the house is an extremely important part of the process.  


What Disclosure Means for the Seller 

  • - Your listing agent will provide a form for you to fill out, answering questions with either yes, no or I don’t know about different aspects of the house.  This form should be filled out truthfully and to the best of your knowledge. 

  • - Items that most states ask you to disclose to the buyer:  lead paint or asbestos, previous repairs or additions, mold or water damage, pest issues, drainage problems, foundation cracks, problems with HVAC and other appliances, and if the roof is leaky. 

  • - If you think there might be a problem, say possible mold in the crawlspace, have an inspector come and have a look.  It’s better to be safe than sorry here. 

  • - While you’re going over the disclosure form, if you’re not sure if you should report something, report it anyway.  It’s best to err on the side of caution. 

  • - Have the disclosure ready before you’ve accepted an offer for your own protection. 

  • - Your listing agent will be aware of all government disclosure requirements--federal, state, and local--so be prepared to report all that these laws ask of you. 


Disclosure and the Buyer 

  • - Once you receive the disclosure statement, go over it carefully and ask questions if you’re not sure about anything listed, because you must sign the disclosure. 

  • - The extra expense of having an official inspection done on the house is vital to this part of the sale.  Have the disclosure form information with you when you meet the inspector at the house, so you can go over the problem places with a pro. 

  • - In the case of any additions to the home, check the local government building permit and zoning information to make sure the addition was done the legal way by licensed people. 

  • - If you have any issues with the seller’s answers on the disclosure statement, and don’t want to make the repairs, and can’t come to an agreement with the seller, it may be best to walk away and look for another house. 

  • - Once you are satisfied with the disclosure and have the peace of mind that the sale should go through, sign off on the disclosure. 


A disclosure should be a seller’s protection plan, and smart sellers will be completely honest, and maybe even over-disclose.  Also, be aware that some states even ask sellers to disclose things like traffic noise, and even paranormal activity!  Your Realtor will know everything you need to provide to buyers, so the sale of your home goes smoothly.

Contact the experts on The Mary Gilbert Group for all your Real Estate needs! 541.371.5500 or 

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Mary Gilbert
Keller Williams Realty Umpqua Valley
2365 NW Kline Street, Suite 201
Roseburg OR 97471
Fax: 541-371-5501

© Keller Williams Realty, Inc. is a real estate franchise company. Each Keller Williams office is independently owned and operated. Keller Williams Realty, Inc. is an Equal Opportunity Employer and supports the Fair Housing Act.